and/or First Bank & Trust and Marlette Marketing, LLC, a subsidiary of Best Egg, Inc. Offers may be sent pursuant to a joint marketing agreement between Cross River Bank, Blue Ridge Bank, N.A. “Best Egg” is a trademark of Marlette Technologies, LLC, a subsidiary of Best Egg, Inc., a Delaware corporation. Visa is a registered trademark, and the Visa logo design is a trademark of Visa International Incorporated. The Best Egg Credit Card is issued exclusively by First Bank & Trust, Member FDIC, Brookings SD pursuant to a license by Visa International. After successful verification, your money can be deposited in your bank account within 1-3 business days.īest Egg loans are personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender or Blue Ridge Bank, N.A., Member FDIC, Equal Housing Lender. For example: a 5-year $10,000 loan with a 9.99% APR has 60 scheduled monthly payments of $201.81 a 3-year $5,000 loan with 8.99% APR has 36 scheduled monthly payments of $157.40.Ībout half of our customers get their money the next day. You need a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest APR. Your loan term will impact your APR, which may be higher than our lowest advertised rate. The origination fee on a loan term 4 years or longer will be at least 4.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–8.99% of your loan amount, which will be deducted from any loan proceeds you receive. † Annual Percentage Rates (APRs) range from 8.99%–35.99%.
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